With average life expectancy now 20 years longer than in 1950, many retirees are choosing to spend their golden years abroad. International Living has released its Global Retirement Index 2026, ranking countries by cost of living, healthcare, housing, visas, climate and ease of integration.
This year’s winner: Greece.
Greece: The Most Accessible European Retirement Haven
According to International Living, Greece stands out for offering the Golden Visa with a minimum real-estate investment of €250,000, along with affordable housing options.
An American couple who moved to the village of Kritsa in Crete shared that they bought a two-bedroom home for $150,000 in 2023 and now enjoy a tranquil seaside life.
Panama: Discounts, Benefits and Affordable Healthcare
Panama’s famous Pensionado Program offers substantial discounts to retirees — including 50% off entertainment, 30% off transportation, 25% off airfare and 15% off healthcare services.
Hospital stays that cost $30,000 in Miami are reported to be as low as $3,200 in Panama, making it a standout for affordable medical care.
Costa Rica: A Climate Leader With Exceptional Biodiversity
Costa Rica tops the climate category, with 25% of the country covered in rainforests and 99% of its energy derived from renewable sources. The nation is home to 10,000 plant species and 850 bird species, offering retirees a lush, eco-friendly environment.
Portugal: Strong Healthcare and Easy Residency Options
Portugal ranks just behind France in healthcare quality.
Even though its Golden Visa program has changed, the D7 passive income visa remains one of the easiest and most attractive residency options for retirees.
Mexico: Low Cost of Living and a Large Expat Community
Nearly one million Americans and Canadians already live in Mexico, drawn by its affordability, strong healthcare services, modern infrastructure, fast internet and straightforward residency procedures.
Italy: A Top Country for Ease of Integration
Italy scores highly for cultural and social integration and matches Greece in healthcare performance.
One American couple even purchased a medieval-era apartment for €9,000, renovated it and easily blended into local community life.
France: Healthcare Champion With High Quality of Life
France leads the entire index in healthcare with a score of 97.
Although debates continue over access to healthcare for foreign retirees, the country remains a leader in climate, culture and overall quality of life.
Spain: Strong Healthcare and Easy Adaptation
Spain earns 94 points in healthcare and 90 in ease of integration.
While not as inexpensive as Portugal, it is still regarded as an accessible and enjoyable retirement option.
Thailand: Outstanding Value for Cost of Living
Thailand earns some of the highest marks globally for affordable living, offering retirees excellent value without compromising comfort.
Malaysia: Strong Infrastructure and Tropical Living
Malaysia combines low living costs with solid infrastructure.
Its ease-of-integration score is lower than some competitors, but the MM2H (Malaysia My Second Home) program continues to attract retirees seeking a tropical lifestyle at reasonable prices.
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